Tips on Avoiding Tax Scams

Protecting your personal information, finances, and identity requires staying alert to tax scams. Fraudsters frequently pose as tax officials to deceive individuals into disclosing confidential details. Follow these tips to steer clear of tax scams:

Guard Your Personal Information
Only provide your Social Security Number, bank account, or credit card information when you’re certain the request is legitimate. Dispose of outdated tax documents or financial records by shredding them to protect your personal data.

Watch for Phishing Emails and Texts
The IRS will never contact you via email, text, or social media to request personal or financial details. Be cautious of fake refund messages — scammers may claim you’re owed money and prompt you to click a link to “claim” it. These are phishing scams intended to steal your personal information.

Be Skeptical of Unexpected Calls
The IRS will never call to demand instant payment or make threats of arrest. If this happens, hang up immediately. To confirm its legitimacy, contact the IRS directly.

Use Secure Tax Filing Methods
Use official, secure websites or trusted tax software to file your taxes. When handling sensitive financial data, avoid using public Wi-Fi to help protect your information.

Know the Red Flags
Be cautious of offers that promise “guaranteed refunds,” claims that you’re entitled to a refund from a past year, or demands for payment via gift cards or wire transfers.

Monitor Your Financial Accounts
Monitor your bank and credit accounts frequently for any unauthorized transactions. If you’re not planning to apply for new credit or loans, consider freezing your credit to help prevent identity theft.

If something seems suspicious, it probably is. When in doubt, contact the IRS directly at 1-800-829-1040 or check their official site.